2022's Best Home Warranty

Protect your home & appliances from costly repairs! Compare the best home warranty companies to get the peace of mind you deserve.
  
Many or all of the companies featured here provide compensation to us. These commissions are how we maintain our free service for consumers. Compensation, along with hours of in-depth editorial research, determines where & how companies appear below.Learn more
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9.8
Outstanding
9.8
Outstanding
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Choice Home Warranty

  • Over 1 million homes covered
  • No limit on number of claims
  • 24/7 home warranty service
  • Network of 15,000+ technicians

Get $50 off + 1 month free

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9.5
Excellent
9.5
Excellent
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Vanguard Home Warranty

  • Home inspection is not required!
  • No age limit & unlimited repairs
  • Fix or replace guarantee
  • Best overall value

Get $200 off + 2 months free

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9.2
Excellent
9.2
Excellent
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Select Home Warranty

  • 24/7 service & unlimited repairs
  • Reliable & local technicians ready to help
  • Free roof coverage
  • Award-winning service

Get $150 off + 2 months free

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8.9
Good
8.9
Good
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American Home Shield

  • Providing home warranty since 1971
  • 30-day workmanship guarantee
  • No age limit for coverage
  • 24/7 customer support

Get $150 off

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8.3
Good
8.3
Good
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Cinch Home Warranty

  • 180-Day workmanship guarantee
  • No age limit on appliances
  • Unlimited service calls
  • 40 years of industry experience

Get 2 months free

Is Home Warranty Worth It In ?

If you're considering a home warranty, it's important to understand what the coverage entails and whether or not it's right for your situation. Here, we'll explore everything you need to know about home warranties, including what they are, who should get one, and how much they cost.

What Is a Home Warranty?

A home warranty is a contract between you and the warranty provider. The warranty provider agrees to cover certain repairs if needed. You pay for this coverage when you sign up. The fee allows the warranty company to pay for repairs on your behalf when they are needed. There are two main benefits:

  • Peace of mind knowing that certain items will be covered by the warranty should they break down or need repair
  • Contractors who work on covered items are paid directly by the warranty provider, so any additional expenses will not come out of your pocket

Are Home Warranties Like Home Insurance?

No, they are not. Home mortgage lenders require home insurance, which covers the home and/or parts thereof in case of loss or accident such as fire, flood, wind damage, or theft. In short, home insurance generally only covers problems with the house structure.

Home warranties cover major systems and appliances usually not covered by home insurance. For example, if your furnace stops working due to age, your home insurance would not cover its repair, but a home warranty would.

It is important to remember that a home warranty covers things that fail during the normal course of their lives. Think of it like an extended warranty for the major (expensive) things in your home.

What Is and Isn't Covered By Home Warranties?

Home warranty companies will offer different plans covering a variety of home systems and/or appliances. They may include:

  • Electrical
  • Plumbing
  • Heating & cooling
  • Major home appliances (such as refrigerators, washers, dryers, etc.)
  • Roofing
  • Pool
  • Sewerage / Septic

Not everything is included in every home warranty plan. And you may not need everything a plan has to offer. That's why it is important to shop around to find the correct home warranty plan to best meet your needs and budget.

How Much Does a Home Warranty Cost?

While home warranties are generally fairly affordable, the cost can vary depending on which company you choose. The price is based on the length of your contract, the systems covered, and any discounts that apply.

The bottom line is that a home warranty can be a good idea if you can afford it and you're worried about the cost of home repairs and maintenance. There are many home warranty providers, each offering a variety of plans. So it's important to do your research before deciding which one is right for you!

checked-tick-svgrepo-com (1)-svg Editor's Choice
9.5
Excellent

Get $200 off + 2 months free

9.5
Excellent
VIEW PLAN

Vanguard Home Warranty

  • Home inspection is not required!
  • No age limit & unlimited repairs
  • Fix or replace guarantee
  • Best overall value

Get $200 off + 2 months free