Best Home Warranties in 2024

We've done the research so you don't have to! We've spent countless hours looking at home warranty companies: diving into what their plans cover, deciphering customer feedback about what the service is really like, as well as scanning the internet for any sales or promotions available that can save you money.

What is a Home Warranty?

A home warranty is a contract between you and the home warranty company. You buy a plan from a home warranty company, and that warranty company agrees to repair certain home systems and/or appliances if they break down. There are two main benefits:

• Peace of mind knowing that certain items will be covered by the warranty should they break down or need repair
• Contractors who work on covered items are paid directly by the warranty provider, so any additional expenses will not come out of your pocket

What Does a Home Warranty Cover?

Home warranty companies typically cover all major home systems and appliances including:

• Central air conditioning systems
• Central heating systems
• Electrical systems
• Refrigerators
• Ranges, ovens & cooktops
• Dishwashers
• Washers & dryers
• Garbage disposals
• Garage door openers
• Plumbing systems
• Roof leaks

Do I Need a Home Warranty if I Already Have Home Insurance?

Yes, because they cover different situations.

Home insurance covers the home and/or parts thereof in case of loss or accidents such as fire, flood, wind damage, or theft. In short, home insurance usually only covers problems with the house structure.

Home warranties cover major systems and appliances typically not covered by home insurance. For example, if your furnace stops working due to age, your home insurance would not cover its repair, but a home warranty would. Because home warranty covers things that fail over time, you can think of it as getting an extended warranty for the major systems and appliances inside your home.

How Much Does a Home Warranty Cost?

Home warranties are fairly affordable, but the cost can vary greatly depending on what you want covered and which company you choose.

The bottom line is that a home warranty is a great idea if you're worried about the cost of home repairs and maintenance. There are many home warranty providers, each offering different coverage plans. That's why it's important to find the best home warranty plan to best meet your needs and budget.

What Happens When Something Breaks Down?

The claims process is really simple. Once you've checked that the item you need to repair or replace is covered under your plan, then follow these easy steps:

1. Contact your home warranty provider and let them know you need to make a claim.
2. The warrnty company will then do a quick check on their end to confirm that your plan covers the item that needs attention.
3. They'll then schedule an appointment for you with a local contractor.
4. The contractor will assess the situation and do the necessary repairs or replacements.
5. Depending on your plan, you'll pay for a fixed service fee directly to the warranty company.

It's as simple as that! Remember, your home warranty is here to make life easier, not more complicated. Stress-free home-ownership!

So What's The Bottom Line?

With so many home warranty companies out there, each with different plans and prices, it's difficult to choose the right one for you. That's why our team has examined everything - from the extent of the coverage to customer feedback, the value for your wallet to the reputation of the brand, and perhaps most importantly their responsiveness when you need them the most.

We made sure to recommend only companies that give you the best coverage, friendly to your budget, and with trusted brands known for excellent customer service. We took in what real customers had to say, and we carefully evaluated the deals and promotions on offer.

After extensive research and analysis, we've curated a list of truly exceptional home warranty companies. Rest assured, you can't go wrong with any one of these highly rated providers. But amongst this group of all-stars, one has distinguished itself as the true MVP – our Editor's Choice. It shines brighter due to its comprehensive offerings and unparalleled customer satisfaction. We encourage you to explore each one, but don't miss checking out our top pick!