2023’s Best Home Warranties

Protect your home & appliances from costly repairs! Compare top rated home warranty companies to get the peace of mind you deserve.
Editor's Choice
9.8
Outstanding
9.8
Outstanding
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Choice Home Warranty

  • Over 1 million homes covered
  • No limit on number of claims
  • 24/7 home warranty service
  • Network of 15,000+ technicians

Get $50 off + 1 month free

Editor's Choice
9.5
Excellent
9.5
Excellent
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Select Home Warranty

  • Home inspection is not required
  • Fix or replace guarantee
  • No age limit for coverage
  • Free roof coverage

Get $150 off + 2 months free

Editor's Choice
9.2
Excellent
  • Providing home warranty since 1971
  • 30-day workmanship guarantee
  • Reliable & local technicians ready to help
  • 24/7 customer support
  • Get 50% off select plans
  • Activate American Home Shield Deal

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9.2
Excellent
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American Home Shield

  • Providing home warranty since 1971
  • 30-day workmanship guarantee
  • Reliable & local technicians ready to help
  • 24/7 customer support
Editor's Choice
8.9
Good

Cinch Home Warranty

  • 180-Day workmanship guarantee
  • No age limit on appliances
  • Unlimited service calls
  • 40 years of industry experience
Editor's Choice
8.6
Good

First American Home Warranty

  • Large network of technicians
  • Over 30 years in the business
  • No coverage limits on most items
  • Unlimited service calls

Use code PROTECT to get $100 off

Editor's Choice
8.3
Fair

American Residential Warranty

  • Customizable plans available
  • Coverage avaialble for electronics
  • Select your own technician
  • 365/24/7 customer service

What Is A Home Warranty?

If you're considering a home warranty, it's important to understand what the coverage entails and whether or not it's right for your situation. Here, we'll explore everything you need to know about home warranties, including what they are, who should get one, and how much they cost.

Is A Home Warranty Worth It In ?

A home warranty is a contract between you and the warranty provider. The warranty provider agrees to cover certain repairs if needed. You pay for this coverage when you sign up. The fee allows the warranty company to pay for repairs on your behalf when they are needed. There are two main benefits:

  • Peace of mind knowing that certain items will be covered by the warranty should they break down or need repair
  • Contractors who work on covered items are paid directly by the warranty provider, so any additional expenses will not come out of your pocket

Are Home Warranties Like Home Insurance?

No, they are not. Home mortgage lenders require home insurance, which covers the home and/or parts thereof in case of loss or accident such as fire, flood, wind damage, or theft. In short, home insurance generally only covers problems with the house structure.

Home warranties cover major systems and appliances usually not covered by home insurance. For example, if your furnace stops working due to age, your home insurance would not cover its repair, but a home warranty would.

It is important to remember that a home warranty covers things that fail during the normal course of their lives. Think of it like an extended warranty for the major (expensive) things in your home.

What Is And Isn't Covered By Home Warranties?

Home warranty companies will offer different plans covering a variety of home systems and/or appliances. They may include:

  • Electrical
  • Plumbing
  • Heating & cooling
  • Major home appliances (such as refrigerators, washers, dryers, etc.)
  • Roof
  • Garage Door
  • Pool
  • Sewerage / Septic

Not everything is included in every home warranty plan. And you may not need everything a plan has to offer. That's why it is important to shop around to find the correct home warranty plan to best meet your needs and budget.

How Much Does A Home Warranty Cost?

While home warranties are generally fairly affordable, the cost can vary depending on which company you choose. The price is based on the length of your contract, the systems covered, and any discounts that apply.

The bottom line is that a home warranty can be a good idea if you can afford it and you're worried about the cost of home repairs and maintenance. There are many home warranty providers, each offering a variety of plans. So it's important to do your research before deciding which one is right for you!

Editor's Choice
9.8
Outstanding
9.8
Outstanding
VIEW PLANS

Choice Home Warranty

  • Over 1 million homes covered
  • No limit on number of claims
  • 24/7 home warranty service
  • Network of 15,000+ technicians

Get $50 off + 1 month free